Interest FREE Credit It's all about choices… You can either pay for your cover at the time your application has been accepted by cheque or credit card… Or alternatively take advantage of our 3 month interest FREE credit option that allows you to pay only 50% of the cost at time of your application being accepted, followed by 2 further monthly payments of 25% each, by either credit card or Direct Debit. Unlike most warranty companies, you DO NOT have to clear your outstanding instalments before you can make a claim. Either way payment is easy - whether you choose to take up our interest-free option, just apply via the online form, and you will shortly receive information in the post of how to proceed.